Top 10 Sedans with Highest Depreciation After 5 Years

Ranking of the 10 sedans that lose the most value over 5 years, featuring official depreciation data and observations on performance and cost of ownership.

Amid the rise of SUVs and pickups, sedans continue to compete on long-term depreciation. This ranking reveals the 10 sedans with the highest depreciation after 5 years of ownership, featuring official figures and observations on maintenance costs and reliability.

10 Maserati Quattroporte

5-Year Depreciation: 70%

• Engine: Twin-Turbo 3.0-Liter V-6
• Power: 424 hp
• Torque: 406 Lb.-Ft.
• Driveline: AWD
• 0-60 MPH: 4.8 seconds
• Top Speed: 179 mph

The Quattroporte Modena Ultima starts around $139,000 (MSRP before fees) and, in addition to the high initial price, suffers from long-term reliability and expensive maintenance, which accelerates depreciation.

• Pros:
• Dazzling Italian design
• Noteworthy power and road ability
• Well-equipped cabin features are standard

• Cons:
• Very expensive
• Reliability records aren't great and maintenance is high
• Single trim leaves little room for customization

9 BMW 7 Series

5-Year depreciation: 66.4%

• Engine options: 2.0L turbo 4-cyl mild hybrid; 3.0L turbo 6-cyl mild hybrid; 3.0L turbo 6-cyl plug-in hybrid; 4.4L twin-turbo V8 mild hybrid
• Transmission: 8-Speed Auto
• Horsepower: 255 hp (2.0L); 375 hp (3.0L); 483 hp (3.0L PHEV); 536 hp (4.4L V8)
• Torque: 295 Lb.-Ft.; 398 Lb.-Ft.; 516 Lb.-Ft.; 553 Lb.-Ft.
• Driveline: RWD or AWD
• 0-60 MPH: 5.8 s; 4.4 s; 4.1 s
• Top Speed: 155 mph

The base around $99,300 is not enough to avoid relevant depreciation. Maintenance and repairs are usually higher than in mid-range models, reducing resale value over time.

• Pros:
• Standard upmarket looks and features
• Various powertrain and upgrade options allow a tailored experience
• Highly-regarded name in performance and luxury demands respect

• Cons:
• High starting MSRP
• Expensive maintenance
• Lackluster reliability records

8 Maserati Ghibli

5-Year Depreciation: 63.3%

• Engines: Twin-Turbo V-6; Twin-Turbo 3.8-Liter V-8
• Transmission: 8-Speed Auto
• Horsepower: 424 hp (V-6); 572 hp (V-8)
• Torque: 428 Lb.-Ft. (V-6); 538 Lb.-Ft. (V-8)
• Driveline: RWD (V-6) / AWD (V-8)
• 0-60 MPH: 4.7 s (V-6); 3.7 s est. (V-8)
• Top Speed: 178 mph (V-6); 203 mph (V-8)

The Ghibli offers aggressive performance and tailored luxury, but its acquisition costs and questionable reliability accelerate depreciation.

• Pros:
• Potent engine options
• Optional high-end cabin fittings
• Impressive road ability

• Cons:
• Lackluster standard cabin appointments
• Very expensive
• Cost-to-own projections are dismal

7 BMW 5 Series

5-Year depreciation: 57.1%

• Engines: 2.0L turbo 4-cyl mild hybrid; 3.0L turbo 6-cyl mild hybrid; 3.0L turbo 6-cyl plug-in hybrid
• Transmission: 8-Speed Auto
• Horsepower: 255 hp; 375 hp; 483 hp
• Torque: 295 Lb.-Ft.; 398 Lb.-Ft.; 516 Lb.-Ft.
• Driveline: RWD or AWD
• 0-60 MPH: 5.8 s; 4.4 s; 4.1 s
• Top Speed: 155 mph

The 5 Series is seen as an entry option into German luxury, but reliability and repair costs weigh on depreciation.

• Pros:
• Standard precision German engineering
• Standard upmarket appointments
• Relatively approachable entry-level price

• Cons:
• Reliability and repair severity don’t inspire trust
• Entry-level 530i can be tame

6 Jaguar XF

5-Year Depreciation: 59.5%

• Engine: Turbocharged 2.0-Liter 4-Cylinder
• Power: 246–296 hp
• Torque: 269–295 Lb.-Ft.
• Driveline: RWD or AWD
• 0-60 MPH: 6.5–6.2 s
• Top Speed: 155 mph

The XF maintains understated elegance and comfortable interior space, but its performance legacy does not keep up with more aggressive rivals.

• Pros:
• well-designed cabin with quality
• Up-tuned engine with AWD
• Attractive used-price discount

• Cons:
• Lackluster performance vs rivais
• No high-performance option
• Maintenance and repair severity above average

5 Audi A7

5-Year Depreciation: 60.5%

• Engine: Turbocharged 3.0-Liter V-6
• Power: 335 hp
• Torque: 379 Lb.-Ft.
• Driveline: AWD
• 0-60 MPH: 4.7 seconds
• Top Speed: 130 mph

The A7 combines performance with hatchback utility, offering typical brand finish and relatively moderate maintenance costs for the segment.

• Pros:
• Luxury sophistication with utility
• Upgrade packages can enhance the look
• Refined driving and premium interior environment

• Cons:
• High MSRP
• Limited rear space due to the roofline

4 Audi A6

5-Year Depreciation: 60.9%

• Engines: 2.0-Liter Turbo 4-Cyl; 3.0-Liter Turbo V-6
• Transmission: 7-Speed Auto
• Horsepower: 261 hp (2.0L); 335 hp (3.0L)
• Torque: 273 Lb.-Ft. (2.0L); 369 Lb.-Ft. (3.0L)
• Driveline: AWD
• 0-60 MPH: 5.8 s (2.0L); 5.1 s (3.0L)
• Top Speed: 131 mph

According to CarEdge, Audi typically has lower maintenance costs than similar luxury rivals, contributing to less expensive maintenance than average, though not as cheap as a Toyota Camry.

• Pros:
• Precise steering required
• Contemporary design and varied options
• Almost infinite options

• Cons:
• Advanced technology can be confusing at first
• Relatively modest trunk space

3 Volvo S90

5-Year Depreciation: 56.9%

• Engines: 2.0-Liter Turbo + Supercharged Hybrid; 2.0-Liter Turbo + Plug-in Hybrid
• Transmission: 8-Speed Auto
• Horsepower: 295 hp (Mild Hybrid); 455 hp (PHEV)
• Torque: 310 Lb.-Ft. (Mild Hybrid); 523 Lb.-Ft. (PHEV)
• Driveline: AWD
• 0-60 MPH: 6.4 s (Mild); 4.5 s (PHEV)
• Top Speed: 113 mph

The S90 focuses on safety and efficiency, with B6 and Recharge (PHEV) versions. The combination of luxury and fuel economy stands out, but repairs can have a severity slightly above average.

• Pros:
• Safety leadership
• Excellent fuel economy
• Ample luxury features

• Cons:
• Repair severity slightly worse than average
• Driving experience not as refined as rivals

2 Mercedes-Benz S-Class

5-Year Depreciation: 59.5%

• Engines: 3.0L I6 turbo; 4.0L V8 turbo; 4.0L V8 turbo Plug-in
• Transmission: 9-Speed Auto
• Horsepower: 442 hp (I6); 496 hp (V8); 503 hp (I6 + PHEV); 791 hp (V8 PHEV)
• Torque: 413 Lb.-Ft. (I6); 516 Lb.-Ft. (V8); 553 Lb.-Ft. (I6 PHEV); 1,055 Lb.-Ft. (V8 PHEV)
• Driveline: AWD
• 0-60 MPH: 4.5 s (I6); 4.3 s (V8); 4.8 s (I6 PHEV); 3.3 s (V8 PHEV)
• Top Speed: 155 mph (I6/V8); 180 mph (V8 PHEV)

All non-AMG versions come with Luxury trim, offering premium leather, heating/ventilation, keyless entry, and an extensive suite of assistance technology. The cost of ownership is high, reflected in the depreciation.

• Pros:
• Endless list of standard features
• Premium style and road presence
• Impressive performance even at entry level

• Cons:
• Very expensive cost-to-own
• Lackluster reliability records

1 Tesla Model S

5-Year Depreciation: 59.5%

• Motors: Dual-Motor or Tri-Motor
• Transmission: Single-Speed Direct Drive
• Peak Horsepower: 670 hp (dual); 1,020 hp (tri)
• Torque: 723 Lb.-Ft. (dual); 1,050 Lb.-Ft. (tri)
• Drivetrain: AWD
• 0-60 MPH: 3.1 s (dual); 1.99 s (tri)
• Top Speed: 130 mph (dual); 200 mph (tri)

The Model S is a milestone of the EV era, with futuristic technology and impressive acceleration, but more recently developed rivals and software evolution can influence perceived value over 5 years.

• Pros:
• Futuristic tech and entertainment
• Very impressive acceleration
• Impressive electric range

• Cons:
• Competitors with compelling EVs are emerging
• No seamless Apple/Android integration
• Cabin quality may not fully reflect premium price

Did you like the ranking? Share in the comments which model you think is most undervalued or overvalued after 5 years and why.